Tag Archives: kids

Kid Plus License Equals Sixty Percent Increase in Auto Insurance in NC

Our three kids – currently 22, 21 and 19 respectively – have been on our family auto policy for years so we’re accustomed to the added cost, but for those whose kids are just entering the world of driving the added insurance expense can come as a shock. The bad news is that in North Carolina the average increase is 60 percent, but the good news is that it’s not that bad when compared to other states:

North Carolina has the fourth lowest increase rate, following Hawaii at 17 percent, New York at 53 percent and Michigan at 57 percent.

By comparison, the national average is 80 percent, compared with 85 percent in 2013. The most expensive is New Hampshire at 115 percent.

Other bad news for parents of 16 year olds is that the average increase that first year of driving is 96 percent and it’s only at age 19 that it drops to 60 percent.

My Kids Have Been Right All Along: Parents are Stupid

From NPR:

Why such a big discrepancy between worries and reality? Barnes says parents fixate on rare events because they internalize horrific stories they hear on the news or from a friend without stopping to think about the odds the same thing could happen to their children…

So, what’s a worried parent to do? Barnes has a simple prescription: helmets and seatbelts. Yup, that’s right, helmetsand seatbelts. "I know it sounds boring," she says, but according to her research, making kids wear protective gear and buckle up in the car cuts kids' chances of death by 90 percent and their chances of serious injury by 78 percent. 

You should read the article to see the top five worries parents have, the top five actual hazards to children and the discrepancy between them. 

For the record I encouraged my children to eat things they dropped on the floor even if it took longer than five seconds to pick it up, to draw outside the lines and that making your bed is overrated.  I also encouraged them to watch PG-13 movies when they were 12 1/2.  On the other hand I've told my 16 year old daughter that all boys carry fatal diseases and that there's literally not a good one to be found on the face of the Earth.  

That's my definition of responsible parenting, what's yours?

My Hero

When our kids were little they screamed all the time and when they screamed in restaurants or stores we'd get them to hush or take them outside to keep from annoying the other patrons.  We'd also use the opportunity to give them some in-depth instruction as to why screaming in a restaurant wasn't cool with us.  You can imagine that it annoys me to no end when other parents don't do the same, but sit there and let their kids rant and rave and run around like a bunch of banshees.  Having suffered through more of those little heathens' behavior than I care to remember I read this story and almost jumped out of my chair while screaming YESSSSSS!

The owner of a coastal restaurant is fed up with screaming children who bother other diners.

So Brenda Armes has posted signs at Olde Salty restaurant in Carolina Beach that read "Screaming children will not be tolerated." She told WECT-TV in Wilmington that the signs have worked by attracting more customers than they turn away…

If a child is screaming, Armes says, a restaurant employee will ask the parent to take the child outside. The child won't be asked to leave the restaurant for good.