Category Archives: Current Affairs

The Definition of Irony?

Remember the bankruptcy law that lenders lobbied so hard for two years ago?  According to this article on Bloomberg it’s biting the banks in the butt:

Washington Mutual Inc. got what it
wanted in 2005: A revised bankruptcy code that no longer lets
people walk away from credit card bills.   
       
      

The largest U.S. savings and loan didn’t count on a housing
recession. The new bankruptcy laws are helping drive
foreclosures to a record as homeowners default on mortgages and
struggle to pay credit card debts that might have been wiped out
under the old code, said Jay Westbrook, a professor of business
law at the University of Texas Law School in Austin and a former
adviser to the International Monetary Fund and the World Bank…

Washington Mutual, Bank of America Corp., JPMorgan Chase &
Co. and Citigroup Inc. spent $25 million in 2004 and 2005
lobbying for a legislative agenda that included changes in
bankruptcy laws to protect credit card profits, according to the
Center for Responsive Politics, a non-partisan Washington group
that tracks political donations.   
       

      

The banks are still paying for that decision. The surge in
foreclosures has cut the value of securities backed by mortgages
and led to more than $40 billion of writedowns for U.S.
financial institutions. It also reached to the top echelons of
the financial services industry.

I’m not saying people shouldn’t pay their bills, I’m simply saying that it’s kind of ironic that the same institutions that charge high-risk debtors interest rates that can only be described as usury are being hammered by a law they lobbied for to keep those same high-risk debtors in hoc to them.
   
       

Roy Cooper is My Hero :)

Here’s an interesting tidbit from the news:

North Carolina Attorney General Roy Cooper and Connecticut Attorney
General Richard Blumenthal on Tuesday said they are continuing to lead
a 50-state investigation into Facebook, a social networking Web site…

Cooper this summer was one of several attorneys general who demanded
MySpace provide data on how many registered sex offenders were using
the site, along with information about where they live…

"We presented to them some of the more graphic and unacceptable
material found on portions of their site, but also design aspects that
must be changed to protect minors against predators," he said.Cooper
has pushed for legislation in North Carolina that would require
children to receive parental permission before creating social
networking profiles, among other changes.

This is brilliant!  But I don’t think Mr. Cooper goes far enough.  First of all I think we should demand that parents procure training in graphic design for their children before they allow them on a social networking site.  I mean have you seen some of these kids’ pages?  Who’s protecting my brain from being seared out of my skull by these emoticons layered upon animated GIFs and then overlaid with an illegally downloaded Nelly Furtado track?  Forget the sickos out there, we need to protect these kids from themselves.

And why is Mr. Cooper confining himself to social networking sites?  We need to protect our kids from the bookstores.  Have you been in a Barnes & Noble lately?  There are books with pictures of naked people in there!  Rumor has it that some people also use naughty language while they’re walking the aisles.  Worse, apparently bookstores will allow anyone to walk through the doors so I think we need to demand that they provide an accounting of every criminal they serve.  After all we must keep our children safe.

What about ice cream stores?  Those are well known to be places that kids like to go, but I’ve also heard that they will serve anyone.  What’s to keep sickos from sullying our childrens’ brains there as well.

What’s that?  You think it’s a bad comparison because parents will protect their kids since the kids need to be with them to go to those places so by default the parents will be able to protect them?  Are those the same parents the kids need to provide the computer and the internet connection in order to use social networking sites?

Nebraska State Senator Sues God

In the "You Can’t Make This Stuff Up" category is the story of Nebraska State Senator Ernie Chambers (Democrat from Omaha) suing God and his followers in an attempt to get them to stop making terrorist threats.  From the Wired Threat Level Blog (found via Boing Boing):

The suit
(.pdf), filed in a Nebraska district court, contends that God, along
with his followers of all persuasions, "has made and continues to make
terroristic threats of grave harm to innumerable persons." Those
threats are credible given God’s history, Chambers’ complaint says.

Chambers, in a fit of alliteration, also accuses God of causing
"fearsome floods, egregious earthquakes, horrendous hurricanes,
terrifying tornadoes, pestilential plagues, ferocious famines,
devastating droughts, genocidal wars, birth defects, and the like."

Likewise the suit accuses God of having his chroniclers "disseminate
in written form, said admissions, throughout the Earth in order to
inspire fear, dread, anxiety, terror and uncertainty, in order to
coerce obedience to Defendant’s will."

Take that ye proselytizers!  But wait…it gets better:

The senator also wants the court to issue a permanent injunction
prohibiting God from issuing plagues and terrorist threats. It’s
unclear how this could work since God is usually understood to be all
powerful.

Chambers does admit that God is omnipresent and omniscient, however.
Since God is everywhere, the Nebraska court has jurisdiction, Chambers
argues, and since God is all-knowing, Chambers need not serve him with
a notice of the lawsuit.

The lawsuit indicates that Chambers attempted to make God appear in
order to serve him by saying "Come out, come out, wherever you are,"
but the Almight declined, like many defendants, to make it easy for a
plaintiff to serve him with court papers.

In all fairness to Mr. Chambers the story points out that he’s trying to make a point that the state constitution allows lawsuits to be filed for any reason. 

Personally I think Mr. Chambers is also intent on providing us the best entertainment to come out of Omaha since Mutual of Omaha’s Wild Kingdom. Here’s a story line: Marlin Perkins and Jim Fowler assisting God with a new ark as the next great flood  bears down on them in response to Mr. Chambers’ blasphemous lawsuit, or maybe it’s punishment for Chambers’ un-godly alliteration.  Either way, it’s a winner.

If you’re another child of the 70s check out the Wild Kingdom boys in action here.   Almost brings a nostalgic tear to my eye.

Just Plain Scary

The Freakonomics blog points to some research done on sexual abuse and highlights some very frightening numbers:

1) 25 percent of victims are 10-14 years old; 23 percent are nine or younger.

2) 22.5 percent of the offenders are family members. Only 8 percent are strangers.

Basically half of the victims are children 14 and younger, and if 22.5 percent are family and 8 percent are strangers then 70% are acquaintances of the victims.  That’s bad enough, but then they write this:

3) 25 percent of sex offenses reported to the police lead to an arrest.

And these are only the offenses reported to the police. Stranger sex
offenses must be much more likely to be reported to the police than
family abuse.

Using this data, I estimate that six out of every 1,000 10- to
14-year-old girls are victims of sex offenses which are reported to the
police each year. The actual victimization rate is surely much higher.

 

Here’s the link to the research piece they are referencing.

Self-Help Founder’s View on the Subprime Mess

Patrick Eakes, a blogger in Greensboro whom I greatly respect, points to an interview with Martin Eakes, co-founder of Self-Help, in which he discusses the subprime mortgage conflagration.  It’s a Q&A that offers the clearest reasoning I’ve yet read about why some subprime borrowers truly are victims:

Q. Why should anybody, other than those who got the loans, care about subprime lending?

A.
The real damage from a foreclosure is not just to a family that loses
its home, but also to a neighborhood where the family is located.
Nobody wants to live near a boarded-up vacant house. … You have this
spillover effect from foreclosures. That spillover effect is really
quite deadly and causes a spiral that we have to concerned about.

Q. What about personal responsibility? Don’t those who took subprime loans bear some burden?

A.
The mortgage loan process is so complicated today. There is not a
person in America who can honestly say they read every legal form at a
home loan closing. Every borrower, if they’re honest, will tell you
they had to trust some adviser, whether an attorney, broker or lender
to guide them through the mortgage process. … They trusted the wrong
person and got a loan unsuitable for any human being that breathes.

I’m
in no way defending borrowers who lie or cheat or engage in fraud. …
But it really makes me angry when I see people blame the victim. That’s
just not the truth of what’s going on.

Oh, and one more thing: he thinks that the worst is yet to come in the subprime market.

FYI, here’s some info about Self-Help from their website:

Our Mission

Creating and protecting ownership and economic opportunity for
people of color, women, rural residents and low-wealth families and
communities.

The nonprofit Center for Community Self-Help
and its financing affiliates Self-Help Credit Union and Self-Help
Ventures Fund provide financing, technical support and advocacy for
those left out of the economic mainstream. Since its founding in 1980,
Self-Help has reached out to female, rural and minority borrowers
across North Carolina, in Washington, D.C., California, and many other
states.

  • We help borrowers nationwide to build wealth through ownership of a home or business.
  • We strengthen underserved communities by financing nonprofits,
    childcare centers, community health facilities, public charter schools
    and residential and commercial real estate projects.
  • We operate a secondary market program that enables private lenders to make more loans in low-wealth communities.

Over time we have learned, and demonstrated, that low-income
borrowers pose no greater credit risk than others. Our borrowers have
proven their determination to repay their loans, build their
businesses, improve their communities, and build wealth through home
equity.

 

You Think the Nation’s Bridges are a Problem?

There’s been a lot of attention paid to the state of bridges in the US since the collapse of the I-35W bridge in Minneapolis last week.  However, compared to our dams, sewers, waterway locks, power grid and roads the bridges are actually in pretty good shape.  This is scary stuff, and the slide-rule brigade knows all about it.  While our bridges get a "C" grade from the civil engineers most of our infrastructure seems to be getting a barely passing grade:

  • Aviation – D+
  • Dams – D
  • Drinking Water – D-
  • Energy – D
  • Hazardous Waste – D
  • Navigable Waterways – D-
  • Public Parks & Rec – C-
  • Rail – C-
  • Roads – D
  • Schools – D
  • Solid Waste – C+
  • Transit – D+
  • Wastewater – D-
  • Roads – D
  • Schools – D

I wonder if we’re in this mess because we’re beginning to run into these problems because so much of our infrastructure was built during FDR’s civil works projects of the great depression and the post-war expansion of the 50s and we’re reaching the life expectancy for so many of these engineering projects. Or is it because we haven’t spent enough of our dollars on maintaining and upgrading our infrastructure? Is it because our population is growing too fast for the infrastructure to keep up?  All of the above?

Interesting Look at US War Operations

Michael Yon is an independent journalist who’s been in Iraq for what seems like forever.  He has a blog that provides coverage of the US war operations that is distinct from mainstream news operations.  For a sample I recommend his piece Bird’s Eye View which provides detailed background on tactical operation centers from the company level (one guy a radio and a map) to the brigade level (30 or so officers clustered around computers and monitors at different stations), then looks at some of the tools that they use for reconnaissance and then segues into how the Army leadership is mentoring local Iraqis on how to manage their cities.  A couple of my favorite excerpts include:

Ravenhandheld
An aerial reconnaisance unit called a Raven that is hand launched (picture at left).  Reminds me of the big gliders kids have been hand launching for years.  Yon also has pictures of a larger aerial unit called a Shadow that is launched off of a catapult which is also pretty cool.

Yon’s coverage of the seemingly mundane is also oddly fascinating given the context:

In the mornings after breakfast they hold the daily BUB (Battle Update
Briefing) at the TOC, where the happenings of the last 24 hours and
various important matters are discussed. The Safety Officer, Bob, says
that although people should be treating their uniforms with permethrin
to keep the bugs at bay (and they make you itch pretty badly if you
don’t—I’m scratching right now), that permethrin can reduce the
flame-resistant properties of Nomex. For those garments, the
recommendation is to put the bug repellent on the skin and not on the
Nomex.

At the end of Saturday’s briefing, Captain Pike showed a slide with
a bird from Iraq, stating that birds are cool. When it was over, I told
him that I am a birdwatcher, and that I’d even written about the birds I’d seen in Iraq. The Captain told me he goes birding every Sunday morning and invited me to join him at sunrise.

After the briefing, Safety Bob singled me out and quietly made sure
I understood the danger of treating my Nomex. (They really look out for
you here.) I told Bob that I’d put that in a dispatch so more people
would know.

Finally, is description of US personnel interacting with the Iraqis leads to some revelations (at least for me):

LTC Fred Johnson was about to head downtown in Baqubah to meet with
Iraqi officials, so I tagged along. Iraq has a voucher-based food
distribution system that predates the invasion, and hearkens back to
the sanctions and trade restrictions Iraqis had to live with because of
Saddam’s practices. Basically, there is one “food representative” for
about every 200 families, and those families get vouchers to pickup
food from local warehouses.

In Baqubah, the warehouse had been captured by al Qaeda—despots
always seem to go for the food supply first—but the people here are not
starving. Hefty Iraqis are everywhere. For instance, the grapes in
Baqubah vineyards are as good as any I get at home. Very sweet and
juicy. I was with 1-12 CAV yesterday and we got into a little fighting
yesterday (16 July) while we were in a vineyard. The grapes were very
sweet and juicy. As our folks clear the city of al Qaeda, the first thing people ask for is cigarettes,
not food. Cigarettes were outlawed by AQI. They celebrate the routing
of AQI by smoking and drinking cold water. (People say Al Qaeda also
outlawed cold water, but I have no idea why.)

and

LTC Goins explained that his soldiers had delivered chlorine to a
water plant, but they had a problem with farmers pumping water out of
the Nahr Khraisan tributary, which comes out of the reservoir, much
faster than it comes in. And when Al Qaeda recently blew up a bridge in
Baqubah, the explosion also cut some important electrical wires that
brought in current. (Much of the electricity in Diyala Province
actually comes from Iran.)

What our people are trying to accomplish here is simple. Simple in
the sense that a simply stated goal might be very hard to achieve.
After vanquishing al Qaeda (that’s what the Iraqis here call them), the
goal is to have no pause in the restoration of services. This is about
mental inertia and psychology. The idea is to jump-start the people and
facilitate their taking responsibility for their communities….

Even though LTC Goins must leave the meeting and return to the field,
each day he (along with other commanders) has to put his mind to work
on how to administer Baqubah, and he knows one of his problems is
water. Solve water, and lots of things can be carried forward on that
momentum. (Actually, solving the fuel issue comes first; many of the
water pumps and generators depend on the fuel, as do the vehicles, so
they are concentrating on the fuel issue while prepping the water
issue.)

The idea is to get the Iraqis to run their own cities but most of the
old leaders are gone, and the new ones are like throwing babies to cow
udders. Many just don’t know what to do, and in any case, most of them
have no natural instinct for it. So our soldiers are mentoring Iraqi
civil leaders, which is a huge education for me because I get to sit in
on the meetings. The American leaders tell me what they are up to,
which amounts for free Ph.D. level instruction in situ: just
have to be willing to be shot at. (The education a writer can get here
is unbelievable.) Meeting after meeting—after embeds in Nineveh, Anbar,
Baghdad and Diyala—I have seen how American officers tend to have a
hidden skill-set. Collectively, American military leaders seem to
somehow intuitively know how to run the mechanics of a city…

I have wondered now for two years why is it that American military
leaders somehow seem to naturally know what it takes to run a city,
while many of the local leaders seem clueless. Over time, a possible
answer occurred, and that nudge might be due to how the person who runs
each American base is referred to as the “Mayor.” A commander’s first
job is to take care of his or her forces. Our military is, in a sense,
its own little country, with city-states spread out all around the
world. Each base is like a little city-state. The military commander
must understand how the water, electricity, sewerage, food
distribution, police, courts, prisons, hospitals, fire, schools,
airports, ports, trash control, vector control, communications, fuel,
and fiscal budgeting for his “city” all work. They have “embassies” all
over the world and must deal diplomatically with local officials in
Korea, Germany, Japan and many dozens of other nations. The U.S.
military even has its own space program, which few countries have.
In short, our military is a reasonable microcosm of the United States—sans
the very important business aspect which actually produces the wealth
the military depends on. The requisite skill-set to run a serious war
campaign involves a subset of skills that include diplomacy and civil
administration.

I know this is a long post and it probably seems that I excerpted the majority of his article, but believe me when I say that there’s plenty more there.  I highly recommend you read his stuff for it provides a distinct, ground level view of US activity in Iraq that you aren’t getting on CNN.

Ableism?

David Hoggard posted a piece on his blog about his 16 year old daughter’s experience at the National Conference for Community and Justice Anytown residential summer program at Blowing Rock.  Since my oldest is 15 I thought I should check it out and see if it’s something of promise for him.  When I checked the Anytown website I came across this paragraph:

With a diverse group of about 70 delegates, 13 peer counselors, 12
adult advisors and 3 directors spend a week at the Blowing Rock
Conference Center in Blowing Rock, NC exploring issues such as racism,
homophobia, interfaith respect, prejudice and discrimination, ableism,
culture and sexism. (Emphasis mine).

I’d thought I’d heard of all the "isms" but "ableism" was a new one to me.  So I Googled the term and found this Wikipedia page which offered this explanation:

Ableism is a neologism of American coinage, since about 1981. It is used to describe inherent discrimination against people with disabilities in favor of people who are not disabled. An ableist
society is said to be one that treats non-disabled individuals as the
standard of ‘normal living’, which results in public and private places
and services, education, and social work that are built to serve
‘standard’ people, thereby inherently excluding those with various
disabilities.

Though the proper formation from the nominal stem would be abilitism (compare ageism, a 1969 neologism, the correct Latinate form of which would be aetatism), the term ableism is the term in use.

The presumption that everyone is non-disabled is said to be
effectively discriminatory in itself, creating built environments which
are inaccessible to disabled people. Advocates of the term argue that ableism is analogous to racism and sexism
in that it is a system by which mainstream society denigrates,
devalues, and thus oppresses those with disabilities, while privileging
those without disabilities.

Uh, doesn’t every group of people have what could be termed as the "average" or "norm"?  Without a "norm" we’d have no cause to recognize the exceptional or the disabled.  I’m not saying that we shouldn’t do whatever we can to accomodate the disabled, but to say that recognizing non-disabled as a society’s norm strikes me as absurd.  I also take umbrage with the first sentence of that last paragraph.  Just because a society recognizes the non-disabled as standard doesn’t mean that society identifies everybody as non-disabled, rather the society is merely recognizing that the vast majority of its members are non-disabled. 

The article goes on to discern between societies that are inclusive of the disabled versus societies that are isolationist and paternalistic towards the disabled.  That part I buy, but to say that a society is inherently  discriminatory towards the disabled simply because it recognizes the non-disabled as the norm strikes me as plain wrong.  Maybe I’m reading it wrong, but if I’m not then I think they need to consider a philosophical readjustment.

Truth in Comics circa 1952

Boing Boing posts a copy of a 1952 comic called T-Man that does as good a job as any I’ve seen of clearly explaining the Bush-Cheney doctrine on Iran.  You’ll get a kick out of some of the dialogue in which our hero calls someone "bub" and "chum", and you’ll notice a distinctly non-PC moment in the panel where the hero throw a pig at the Iranian and says "Here rag-head, take this little fellow home and barbecue him for breakfast!"

What really makes this seem such an accurate representation of the Bush/Cheney stance is that the hero, a U.S. Treasury agent, is breaking up a meeting between diplomats, those effetes that Cheney in particular seems to despise, who are signing an exclusive oil rights treaty between the US, Britain and Iran.  T Man’s response when confronted by the diplomats is "…Why should we split oil when we can bring in a few troops and take it all!"