Interesting Times

It sometimes takes living in interesting times to make you realize that boring is vastly underrated. The Great Housing Bubble followed by the Great Recession have caused many of us to live through some interesting times, and the reaction by our elected leaders to the fallout of those interesting times has led to even more interesting times.

Here in North Carolina we're starting to get national attention for the way our state leaders are reacting to the aftermath of the recession. The state is a perfect storm of economic hardship and political sea change that makes it a perfect political story on a national level. Unfortunately at the root of those stories is the suffering of real people, some of whom are our friends and neighbors, and the ideological response of the newly dominant political party to the economic reality that those people represent.

Lots of ink has been spilled about new conservative policies that have been put in place this legislative term and the Moral Monday protests that were prompted by those policies.  Quite frankly it's a complicated issue, and in defense of both sides of the arguments it should be noted that they almost certainly feel their way is the best way to address the whole of the problem, but from the point of view of those of us who are neighbors and friends of the very folks who are directly affected now by these policies it's hard to swallow the big picture economic arguments while they suffer.

Probably the best thing I've read about this issue is something a friend linked to on Facebook that addresses the Moral Monday protesters and why their protests are righteous even if you disagree with some of their specific remedies/arguments:

“For I was hungry and you gave me something to eat, I was thirsty and you gave me something to drink, I was a stranger and you invited me in, I needed clothes and you clothed me, I was sick and you looked after me, I was in prison and you came to visit me…The King will reply, ‘Truly I tell you, whatever you did for one of the least of these brothers and sisters of mine, you did for me.’” (Matthew 25:35-36, 40)

God is far bigger than a single political party. There are many paths and policies for addressing poverty, reforming our broken immigration system, responding to climate change, and healing the racial divides that continue in our society. But what we cannot accept, nor allow, is for our own leaders to willfully exacerbate our problems and directly harm people who are already suffering — to sacrifice the common good to their own ideological agendas. In such moments and times, people of faith must speak out — not for the sake of politics, but because the beauty and simplicity of the gospel demands it. (Emphasis mine)

For those of us whose faith compels us to do everything we can to help the unemployed, hungry, homeless, etc. we cannot ignore the long-term economic policies that can lead to those states. We must acknowledge that there are many different ways to address the underlying sociological and economic issues that are the root of those problems. We must be ready to admit that perhaps some conservative ideals might be the way to go, or that perhaps some government-led initiatives truly are the only hammer that will work on that nail.  But, and this the crux of the argument for me, it doesn't matter which path is best if people get seriously hurt during the journey. It is our moral imperative to make sure that the least of us is cared for, and if our journey has to take a little longer or follow a crooked path, i.e. involves ideological comprises in order for us to be able to help carry those who need help, then so be it. 

Running

2013 is an election year for many NC municipalities and Lewisville is among them.  Folks can register as candidates between July 5-19 so whose hat is already in the ring now that we're not quite halfway through the registration period? Here's a quick rundown:

Mayor – Incumbent Dan Pugh has registered and right now he's running unopposed.

Council – Incumbents Fred Franklin, Jeff Zenger and Robert Greene have filed to run. Former councilman and mayor Mike Horn has filed to run for a council seat after sitting out last term due to term limits.

That's it for now, but the next six or seven days should bring a flurry of filings.  Incumbent council member Tom Lawson has reached his term limit so he'll have to take a break for at least one term. That leaves only two other incumbents, Ed Smith and Mayor Pro-Tem Sandra Mock, who have yet to file.

FYI, you can find the list of registered candidates at the Forsyth County Board of Elections website.

Reading Mrs. Adkins

Anne Adkins has been writing an occasional column for the Winston-Salem Journal for a while now and I must say that, to me, her writing is consistently the best in the paper. From this Sunday's column

George got a job and over the next few months he paid back his loan and appeared to be doing just fine. In those years immediately following World War II, our generation was full of halcyon dreams springing from the conviction that after years of war, we would bring to the world lasting peace. Who would have thought that early one morning on a Virginia mountain road, George’s body would be found face-down in a ditch with a bullet hole in the back.

That was nearly three-quarters of a century ago. As far as I know, no one ever found out who killed George. As the years went by, Al and I, like most of our generation, worked hard, raised our kids, saw more wars come and some of them go, and squeezed the best part out of living. And like every generation before us, we also buried our dead.

Last week a beat-up, yellow truck sped past me on the highway. Suddenly the years peeled away, leaving me with the sharpness of a memory unexpectedly returned. I shut my eyes and there George was, my young lost friend, tossing me one more smile.

I smiled back at the bittersweet thought of a young lost friend who never had the chance to find his way, but for one shining moment in time was King of the Road, gridiron hero of the Golden Wave, the sweetest guy in town.

We’re Talking Downtown

Over at the NC Legal Landscapes blog attorney Tom Terrell writes about the changes proposed for High Point by consultant Andres Duany:

Duany described High Point’s furniture market as “the most complete monoculture I’ve ever seen,” adding that all it is good for is “fame and tax base.” The town is designed and constructed to support a semi-annual economic event that, in itself, causes High Point to exist on statistical ledge, waiting against an unexpected event – any event – to topple it to the canyon floor below. “If the monoculture sneezes,” Duany noted, “there is no Plan B.”

In both standing-room-only public presentations, Duany expressed amazement at the obstacle created by the “market.” “When the market is gone, the entire downtown hibernates. . . . I’ve been to many places but never to a place where all the storefronts hibernate.”

In economic terms, Duany explained that the market is a “spike,” and spikes are terrible for commerce because businesses must continually “staff up and staff down.” High Point, he marveled, has the “Everest of spikes.”

Duany’s antidote is to create a mixed use town anchored by one “hot destination” district. Since the historic downtown is unavailable for that, he recommended another area several blocks north. “All it takes is two and a half blocks to create a famous destination,” citing examples of 2-3 block famous areas all of us had heard of.

High Point also must plant trees along that stretch and engage in “road dieting,” something he described as a non-negotiable aspect of the plan. Road dieting eliminates the hostile experience of speeding traffic, creates places for parking and landscaping, and nurtures a friendly, desirable place to visit.

For those of us working on Lewisville's downtown we don't need to worry about a hibernating downtown, but we do need to worry about how a bedroom community like ours can develop a downtown that hasn't really existed before. It's amazing how similar our concerns are to High Point's, especially our desire to create an environment that "nurtures a friendly, desirable place to visit."

 

 

Obligations

Here in America we spend an awful lot of time discussing our rights, and not nearly as much time discussing the obligations we should meet in exchange for those rights. There's now a movement afoot to try and change that, as outlined by EJ Dionne in his column at the Washington Post:

And here is the sentence we often forget: “And for the support of this Declaration, with a firm reliance on the protection of Divine Providence, we mutually pledge to each other our Lives, our Fortunes and our Sacred Honor.”

This, the very last sentence of the document, is what makes the better-remembered sentence possible. One speaks of our rights. The other addresses our obligations. The freedoms we cherish are self-evident but not self-executing. The Founders pledge something “to each other,” the commonly overlooked clause in the Declaration’s final pronouncement…

Last week, the Aspen Institute gathered a politically diverse group of Americans under the banner of the “Franklin Project,” named after Ben, to declare a commitment to offering every American between the ages of 18 and 28 a chance to give a year of service to the country. The opportunities would include service in our armed forces but also time spent educating our fellow citizens, bringing them health care and preventive services, working with the least advantaged among us, and conserving our environment…

The call for universal, voluntary service is being championed by retired U.S. Army Gen. Stanley McChrystal, in league with two of the country’s foremost advocates of the cause, John Bridgeland, who served in the George W. Bush administration, and Alan Khazei, co-founder of City Year, one of the nation’s most formidable volunteer groups. The trio testifies to the non-ideological and nonpartisan nature of this cause, as did a column last week endorsing the idea from Michael Gerson, my conservative Post colleague.

The Punkest of Almost Rock Stars

What to do after you've been kicked out of two of the biggest bands in rock? Go special forces of course:

Even with more than 20 years of perspective, Everman still doesn’t have a clear answer for what went wrong. “To be honest, I never had any expectations about the gig,” he told me. “It just ended.” In “Come as You Are,” the definitive book on Nirvana, by Michael Azerrad, Cobain dismissed Everman as a “moody metalhead.” Even worse, he boasted about not paying Everman back for “Bleach,” claiming it was payment for “mental damages.” In Nirvana — a band with a lead singer so famously tortured that he would commit suicide — Jason Everman was kicked out for being a head case…

Everman had always liked Nirvana, but he loved Soundgarden. Playing bass for them — on the verge of stardom as they were — was the most-coveted gig in Seattle — even one of Everman’s old friends, Ben Shepherd, auditioned. Soundgarden, meanwhile, had called Jason right away. “We knew things ended with Nirvana on less-than-ideal terms,” Kim Thayil, their guitarist, told me. “He didn’t fit with Nirvana? Big deal. That’s them. We’re Soundgarden. We’re a different animal.” In the first audition, he impressed them all. “Jason was the guy,” Soundgarden’s drummer, Matt Cameron, remembered. “Jason came prepared.” After the disaster with Nirvana, now Everman was playing bass for his favorite Seattle band. He couldn’t believe his luck. As he put it to me, “What were the chances of all that happening?”…

When Soundgarden returned home, they called a band meeting. Jason showed up on Cameron’s porch thinking it was about the next record. Thayil told me, “I thought I would be diplomatic . . . and wasn’t getting to the point.” He said Chris Cornell, Soundgarden’s singer, finally cut to the chase: It wasn’t working out, Cornell said. Thayil remembers thinking: We’re not behaving like a band. I’m not happy. No one here is happy. No one’s talking to each other. Just like that, Everman was fired again…

When he arrived for basic training at Fort Benning, his hair was cut, his nose ring was removed; he was as anonymous as every other recruit. At 26, he wasn’t an old-timer, but he was close to it. Training had been going on for about a month when Cobain committed suicide and Everman’s rock past was discovered, which gave more ammunition to the drill sergeants. There was a lot of “O.K., rock star, give me 50.” Everman insists he didn’t expect anything else…

I wanted to know every detail, but he wouldn’t say much. Or couldn’t. There’s a code among Special Forces: they don’t talk about what they do. I actually think this was part of the appeal for Everman. After having such a public rock face, he went for something that wasn’t just anonymous; it was classified. Mimi once met a couple of Special Forces guys who idolized Jason. “They didn’t approach like the usual fanboys who asked, ‘Your brother was in Nirvana?’ ” she said. “No, they came to me like: ‘Jason Everman is your brother?’ ” One turned to the other and said, “Dude, do you know what that guy’s done?”…

After he left the military in 2006, he used the G.I. Bill to apply to two places: Seattle University and Columbia University. He says he threw Columbia in almost as a joke. General McChrystal wrote a letter of recommendation. To Everman’s shock, he was accepted. “It’s almost like a dare that went too far — and it keeps going.” At 45, he just received his bachelor’s degree in philosophy.

 

Playing Foursquare

Finally I'm seeing a payoff for the ridicule I've endured for continuing to use Foursquare.  I'm not really a hardcore user because I probably forget to check into places I visit about 50% of the time, but when I do check in I get one of two reactions if I'm with someone: if they're an "online" person they say "Are you still using that goofy service?" and if they're a Luddite they say "Is that another one of those stupid social media things you're into?" My reply is usually a shrug or I'll say, "Well sometimes I can get a discount." But all this time what I've really been hoping for is a way to track where I go and the kinds of places I prefer and finally Foursquare has come through with Time Machine.

FourSquareMap
This screenshot below is a map that shows my 1200+ checkins over the last few years and some graphs that show the kind of places I like visit. It won't surprise anyone who knows me that I really like coffee shops.

Here's what's really smart about it though: the time machine then asks if I want to see the future and then takes the opportunity to recommend places to visit based on my history. What I like about this is it highlights parts of Foursquare that I haven't used, didn't really realize I could use, and will now probably utilize. Basically they've helped me understand that this could be much more than just a gimicky, fun, service as Fred Wilson pointed out in his post about Time Machine:

I've been using Foursquare for about four years and have checked in almost 5,000 times. That's an average of 3.4x a day. No wonder Foursquare is so good at making recommendations for me when I am in places I don't know much about.

I plan on testing Foursquare's recommendations on my next trip. As I use the recommendations I'll probably realize that if I were to check in more often I would get even better recommendations, which will lead to more check ins, which will lead to better recommendations, etc.

Young Adults and Obamacare

We've all heard our fill about Obamacare, but because it is so complex most of us don't have a clue what's going to happen as its implementation kicks into gear next year. That's beginning to change as all kinds of research is being done and reports on the results of that research starts to hit the news.

Earlier this week we saw plenty of coverage of the Rand Corporation's analysis of the 14 states that have opted not to implement the Medicaid expansions called for in Obamacare, and the projections aren't good for those states which include North Carolina. Now comes this fascinating interview with the executive director of Young Invincibles, a group that studies young adults' role in health reform. The interview is about how young adults view health insurance and the likelihood that they will opt in to Obamacare, which everyone seems to agree is a critical factor in the success of the program. Here are the most interesting tidbits:

About 19 million young adults 18 to 34 lack health insurance. Our polling shows that less than 5 percent of young people choose not to have it. The number one reason they don’t have it is the cost. Most young people don’t qualify for Medicaid right now even if they have very low incomes because most states just don’t give childless adults Medicaid. That’s one of the biggest changes under Obamacare. If every state expanded Medicaid, about 8 million would qualify for Medicaid. Another 9 million would qualify for subsidies because they make less than 400 percent of poverty.

So then 17 of the 19 million uninsured young people are, in theory, eligible for either subsidies or Medicaid under Obamacare?

That’s right. It’s a pretty phenomenal percentage. So if we do our jobs right, young people will be one of the biggest winners in the health-care law…

 But the cost does matter. So is Obamacare actually going to make insurance affordable for this group? Or will it make insurance more expensive for young, healthy people by making it easier for sicker, older people to buy insurance without getting discriminated against? 

The first important point is the huge percentage of unemployed young people who get access to either subsidies or Medicaid. So you saw in California that many young people will end up having insurance options that cost them less than $100 or less than $50 simply because their income is low enough to qualify for subsidies. For someone making $20,000 a year, they’re going to have to pay $40 a month for health insurance. That’s a very good deal. And in a state like California, there are also millions of young people who qualify for Medicaid.

Now we’ve identified a population between 300 percent and 400 percent of the federal poverty level that’s going to have more problems. The subsidies aren’t that rich for them, and so whether to buy is a tougher question. They’ll have financial strain. They have financial strain now. That’s why they’re uninsured. If you’re just getting by, then $200 a month can be a lot. That’s where education can be key. It can still make good financial sense to be covered because there are real risks. But I think, in general, it will be a good enough deal to sign up. We saw that in Massachusetts where youth uninsurance dropped in half in the first year…

So given all the issues of implementation and the political opposition to the law and the difficulties in various states and the early information about premiums, where do you think this will end up in 2014 and 2015? Do you think young people will sign up or stay away?

I’m pretty hopeful, in part because the experience in Massachusetts showed this model can work. But it will play out differently in different states. A state like California is following the playbook. They’ll do a big promotional campaign. They’re investing in on-the-ground outreach and education. They’re expanding Medicaid so really low-income folks will qualify for health insurance. So I could see it being a huge success in a state like that. But not every state will do that. An important point for young people is that some of the states with the highest rates of youth uninsurance are in the south and some of those states aren’t expanding Medicaid or building their own exchanges. My fear is what happens in those states. So I could see some states coming out and looking much better than other states.

As a father of three children a couple of years away from entering the working world and as a resident of North Carolina, one of those southern states not "following the playbook", that last paragraph truly worries me.

The Public Payroll

Back before the economy tanked not many people griped about what government employees made, likely because not many people viewed the jobs as particularly exciting nor well-paying.  Since the economy tanked the public has pulled a 180 thanks in part to the fact that just having a job is something to celebrate and also to the fact that many governments are facing tremendous budget pressures.  Now people are paying very close attention indeed to what government employees are being paid.

The Winston-Salem Journal has a story about the compensation of Winston-Salem's 91 highest paid employees which totals $8.5 million.  Here's an excerpt from the story:

As it turns out, 21 full-time employees make at least $100,000, according to the report of Budget Director Ben Rowe. Earning between $75,000 and $100,000 are 70 full-time employees, according to the report. The total salaries of those 91 employees are valued at about $8.5 million, according to Rowe. They’re lawyers, managers, supervisors, chiefs, coordinators and other top-brass employees.

Excluding those 91 employees from the proposed 1.5 percent merit pay increase would save about $150,000, according to the report.

Cutting that amount would be merely symbolic, Council Member Dan Besse said. Besse, who had asked about the possible savings during a budget meeting last week, said he wanted to know because he opposes the idea of raising salaries the same year that the property-tax rate will be increased…

“The question then becomes: What’s the right balance on things like salaries?” Besse said. “Tentatively, I’m trending toward considering that we can’t simply say, ‘No increase for anybody this year.’ It appears we’re starting to experience problems with recruiting and retaining people in certain positions, like police officers.”

Is it fair to exclude the top level employees from the merit pay increases that the rest of the employees would enjoy to save a symbolic $150,000? Isn't the better question whether or not they did their jobs well, and if they did do their jobs well shouldn't they be compensated appropriately?

It's understandable that people would want to freeze or reduce pay in the face of budget crunches and potential tax rate increases. You might be asking, "How is that any different from a company freezing pay or laying off people when their sales drop or the company is losing money?" Well, the comparison really isn't that simple. Government employees don't get to pick their customers; they have to serve everyone. They also don't have much control over the income side of the ledger since tax revenues are tax revenues. What they can control are expenses and how effectively they do their jobs. If they do that are they to be punished?

Here's another point from the story that should not be lost in the shuffle:

To make up for the $7 million loss, the city would have to increase the tax rate by about 10 percent to 54.25 cents for every $100 of assessed value from the current rate of 49.1 cents. Rather, Garrity has proposed raising the city’s tax rate about 8 percent, from 49.1 cents for every $100 of assessed value to 53 cents.

Because of the revaluation, a large majority of city property owners would actually receive a lower tax bill even if the council members approve the increase in tax rate.

So in other words the symbolic freeze of the highest paid city employees wages would come despite the fact that many taxpayers won't be paying any more in taxes than they did last year.  Five years ago when these folks were largely viewed as average bureaucrats you probably wouldn't have seen this kind of discussion, but now that times are tough those same folks are viewed as overpaid executives ripe for symbolic flagellation. Doesn't quite seem fair to them.