Health Insurance Required for Admission

UNC-Charlotte just announced that all undergrad students will be required to provide proof of having health insurance before being admitted.  If they don’t have it then they will be required to pay $595 for the year to use the university’s preferred provider health plan.

Some of the highlights of the article which just amazed me:

  • $595 for the year?  That’s less than $50 per month.  I think maybe I should go back to school.
  • 4,000 of the 20,000 UNCC students are expected to take the university’s plan.  Tha means that a full 20% of the students may come from a family without coverage.  That’s frightening.  On the other hand that number might reflect the fact that some parents view it as a way to reduce their insurance load, especially if their kid is getting financial aid and the policy can be rolled into the aid package (which they ARE allowed to do).  Still that’s a lot of people without a safety net.
  • If the students use Student Health Services there’s no cost, but if they have to see a real doctor they have a 20% co-pay (they don’t have to pay a deductible).  I don’t know about you, but when I was a student I didn’t have a lot of money for anything beyond the essentials…food and beer.  I’d have to be on my deathbed before I’d see a doctor if I knew I was going to have to pony up $40 or $50.

I’d say that health care is pretty much the biggest non-war issue in the US right now.  It’s affecting everything, and not in a good way.

So You Wanna Be an Entrepreneur

Do you think you want to be an entrepreneur?  Then you should take this personality evaluation before you get going.  It’s free and I think it’s probably pretty accurate.

I used to be very skeptical of things like this (Myers Briggs comes to mind), but after being subjected to a bunch of them and finding the results to be accurate, and exceptionally predictive, I guess you could say I’ve learned to accept them.

Source of link: Harry Joiner’s Blog

Meeting an Apprentice

Okay, meeting doesn’t quite describe it.  I was in the audience at the annual American Society of Association Executives SpringTime event to hear Kwame Jackson’s keynote speech.  Mr. Jackson came in second place on "The Apprentice" (first season), and hasn’t looked back since.

His speech was better than I expected, and it’s nice to see that he’s doing a lot more than just riding his "Apprentice" fame on the speaker’s circuit.  His Legacy Holdings LLC venture looks interesting, and I think Prince Georges County, Maryland (just outside D.C.) where they are building the Rosewood mixed-use development can really use a lot of the energy and promise that Kwame exudes.

One interesting thing he talked about was how his buddy, and current business partner, David J. Smith actually called him, told him about the show, and talked him into applying for "The Apprentice."  And he convinced Mr. Jackson that this would be their ticket to a successful future, even though they both already had lucrative positions on Wall Street.

Instead of just going through the normal channels Mr. Smith picked up the phone and called the casting director for the show.  He convinced the casting director to come to New York and meet with the two of them, and from that point on they had an inside track. They still had to send in a videotape and application, but basically one of them was pretty much a sure bet to be one of the 50 called to Hollywood to audition for one of the 16 spots on the show.

Now it looks like Mr. Smith was prophetic, and things are going just as he and Mr. Jackson planned.  Actually I think it would be just as interesting, if not more, to meet Mr. Smith as it would be to meet Mr. Jackson.  I think we’ll be hearing a lot more from both of them in the future.

Being a Geek Doesn’t Necessarily Mean You’re Smart

This piece comes from the Online Sun (which, by the way, will continue to be the liberal thought leader even after the New York Times starts charging for access to their editorialists):

TWO Star Wars fans suffered horrific burns in a mock battle with home-made lightsabers filled with PETROL.

Shelley Mandiville, 17, and Mark Webb, 20, made the weapons with fluorescent light tubes.

They filled them with fuel and washing-up liquid to act out a Jedi Knight fight scene from new movie Revenge Of The Sith.

They lit the liquid to illuminate the makeshift toys.

But it exploded — covering them both in the burning mixture.
Firefighters discovered Shelly and Mark with serious burns after being
called to woodland near Hemel Hempstead, Herts, on Sunday

Police were studying a video camera found at the scene. It was
thought that a third person was taping the “duel” — who fled in terror
when the disaster happened.

Update: I also found this story on the BBC site which I’m glad I didn’t cite first, since I find the BBC to be a sensationalist news organization that uses images of scantily clad women to attract eyeballs.

 

Viewpoints, Or What Makes the Online World Fun

Here in North Carolina we’re on some kind of roll.  First we had the young minister of a small church in a small mountain town who said that anyone who voted for Democrat John Kerry in last fall’s election is basically voting against God.  Now we have this guy (source News & Observer):

A Baptist minister refuses to apologize for a church sign saying the Muslim holy book should be flushed.

"I believe that it is a statement supporting the word of God and that
it (the Bible) is above all and that any other religious book that does
not teach Christ as savior and lord as the 66 books of the Bible
teaches it, is wrong," said the Rev. Creighton Lovelace of Danieltown
Baptist Church. "I knew that whenever we decided to put that sign up
that there would be people who wouldn’t agree with it, and there would
be some that would, and so we just have to stand up for what’s right."

and he continued…


"If we stand for what is right and for God’s word and for Christianity
then the world is going to condemn us and so right away when I got a
complaint I said, ‘Well somebody’s mad, somebody’s offended, so we must
be doing something right,’" Lovelace said.

Well that certainly redefines Christianity for me.  But I digress.  What I love about the online world is that you can immediately find divergent viewpoints about the same issue.  Here are two takes on this story:

Ed Cone, blogger extraordinaire from Greensboro, NC:

From Rutherford County comes this touching story
of ecumenical outreach and understanding: "A sign in front of
Danieltown Baptist Church…reads ‘The Koran needs to be flushed,’ and
the Rev. Creighton Lovelace, pastor of the church, is not apologizing
for the display."

Most of the North Carolinians interviewed for the article disagreed with Lovelace. Please, world, note that fact.

Then there’s this headline from Fark.com which is filed under the category "Stupid".  Fark is unabashedly sophomoric and always with tongue firmly planted in cheek, but it is also consistently conservative in terms of politics:

NC pastor defends sign at church that reads: "The Koran Needs to be
Flushed." Muslims in an uproar — some even delay scheduled beheadings
to voice complaints

It’s never dull.

Broadcasters and Newspapers, The Tangelo Effect

In my previous post I talked about how broadcasters are as vulnerable as newspapers to the threat of the evolving online media. I also said that I thought that newspapers posed an imminent threat to local news broadcasters because "Newspapers have the reporters and the editors, they just need to add
some audio-video production staff and some decent video editing
software and they’re good to go." With this post I’d like to expand on this point a little more.

As you probably know most newspapers and broadcast outlets are owned by large media conglomerates.  Think Tribune Company, Knight-Ridder and Gannett.

For regulatory reasons (in the US at least) media companies could not own a
TV station and newspaper in the same major metropolitan market.  Now, with some decent software and a digital video production staff you could have the newspaper property of one media company going
head-to-head with the news operation of a local TV station owned by a
rival media company.  You could argue that since the newspaper wouldn’t
be broadcasting, per se, that it’s an apples-oranges thing.  But if you look down the road to what media consumption will probably look like in five or ten years you can see that it’s more of a tangelo thing (tangelos are hybrids of grapefruits and tangerines).

Right now most of us consume our media in ways that are markedly different from 15 years ago (see my previous post for an example), and our consumption will change again over the next 5-10 years.  Right now we still watch TV, browse our computer and thumb through a newspaper. 

Soon our homes will be networked and we’ll have some sort of server type computer that manages the intake of media (audio, video, text, phone calls) and distributes them to a variety of devices.  We’ll probably have flat screens for viewing, wireless devices (probably something that looks like the Sony PSP with a stylus for writing) for interacting with the computer and then a device like a Blackberry or Treo to take our stuff with us.  Essentially all of our media will be a data feed.

Do I think all printed materials will go away?  No way.  For one most of us will never read something the length of a book on a screen, but as the hardware for PDA type things get better, and wireless networks become ubiqiuitous you’ll see less need for newsstands or TVs in airport terminals.  We’ll be able to get our news, video and audio on our devices.

To take a current example look at Gannett.  Right now I read one of its newspapers (USA Today), sometimes visit its website and watch their TV (local station).  In the near future I expect I’ll consume their content in some sort of blended text/audio/video offering. 

For a report on Congress I can imagine a Gannett reporter writing her story, recording an interview using some digital recording device and then sending the file to a production team that would then imbed links and tags to supporting audio, video or text files and package it for distribution. 

On the consumer’s end I would have subscribed to a syndication feed from Gannett for anything related to Congress.  As soon as they "broadcast" it I’d know about it and could access from that point on.

Back to the newspapers vs. broadcasters issue.  Gannett doesn’t own a newspaper in my local market (Winston-Salem, Greensboro, High Point, NC), but it does own local broadcaster WFMY. Media General and Landmark Communications own the newspapers in the market, but no broadcast stations. Landmark’s paper is the Greensboro News & Record and they are starting an initiative that is putting the power of digital video in the hands of it’s reporters.  How could WFMY not see this as a threat in the near future?

The News & Record is already experimenting with blogs, RSS, and other big changes on the media landscape.  By pushing the envelope with what I’ll call blended media they are positioning themselves to dominate the local media landscape in the future. The reason they’ll dominate is:

  • It’s easier and faster for a newspaper to do this than for a broadcaster.  Newspapers have more reporters and editors than broadcasters, and they produce many more stories.  It’s alot easier and cheaper to add digital video production than it is to ramp up editorial capabilities.
  • By doing this now the News & Record is training its advertisers and its own sales staff.  It’s familiarizing them with the concept of blended media.  The sales staff has already had to adjust to the print-online mix, and are doing better these days at selling the "package" rather than the pieces.  With the explosion in online advertising and the development of new technology, seemingly every day, the sales staff that best understands the new media landscape will win every time.  (Hint: to sell ad space you really need to be able to explain it as if you’re talking to a two year old. That’s why the sales team that "gets it" first will win.)

But that’s local.  On the national scene I don’t see one company having a particular advantage over another right now.  The same opportunities are open to each, just in different markets.  The advantage will eventually go to the company that is most aggressive in taking the News & Record’s lead and creating a truly blended, "tangelo" media operation.

***Update: Steve Rubel links to an NPR piece about newspapers getting into Podcasting.  The first step?***

Enough About Newspapers, What About Broadcasters?

We, we being people that think alot about newspapers dying due to the online media revolution defined by blogs and news aggregators and stuff like that, have taken too narrow a view.  We really should be talking about the impact of online media on all traditional news media outlets.

If you look at it from the consumer’s point of view in three different time-frames here’s what you see:

1992 – A Day in the Life of Jon Lowder, News Media Consumer

  • 7 a.m.: Watch morning show (probably Today on NBC) while getting dressed.
  • 7:30-8:15 a.m.: Listen to drive-time radio, especially for traffic reports.
  • 8:15-8:45 a.m.: Read newspaper while eating a bagel at my desk.
  • 9:00 a.m. – 5:30 p.m.: Have radio playing softly in the background (especially if boss is out of the office) while diligently typing away in Wordperfect for DOS, and tracking marketing results on my Lotus123 spreadsheet (DOS version of course).
  • 5:30 p.m. – 6:15 p.m.: Listen to drive-time radio, especially for traffic reports.
  • 7:00 p.m. – 7:30 p.m.: Watch national news broadcast, or CNN.
  • 7:30 p.m. – 11:00 p.m.:  Watch prime-time TV, or do chores (other stuff) with TV on in background.
  • 11:00 p.m.: Watch local news broadcast.

2000 – A Day in the Life of Jon Lowder, News Media Consumer

  • 7 a.m.: Watch morning show (probably Today on NBC) while getting dressed.
  • 7:30-8:15 a.m.: Listen to drive-time radio, especially for traffic reports.
     
  • 8:15-8:45 a.m.: Check news sites, read email newsletters online while eating a bagel at my desk.
  • 9:00 a.m. – 5:30 p.m.: Have favorite alternative music streaming on my PC; regularly check stocks on Yahoo; IM and email buddies while getting some work done and laughing at boss’s memo reminding everyone of the personal phone call policy and the need to limit personal calls for productivity reasons.  (He thinks IM stands for Internal Memo).
  • 5:30 p.m. – 6:15 p.m.: Listen to drive-time radio, especially for traffic reports.
  • 7:00 p.m. – 11:00 p.m.: Surf web, email, IM, catch up on some work on my laptop while TV is on in background.
  • 11:00 p.m.: Watch local news broadcast as I fall asleep (three kids now; can’t usually make it past usual bloody lead story).

2005 – A Day in the Life of Jon Lowder, News Media Consumer

  • 7 a.m.: Drag myself to kitchen and make a pot of coffee, get kids ready for school.
  • 7:30-8:15 a.m.: If I still commuted would probably listen to satellite radio or plug in my digital player and change over to news broadcast "on the 8s" to check traffic.  I’d also wonder why I don’t have a RSS traffic feed that updates traffic conditions for my route and that I can check with my Treo or Blackberry.
     
  • 8:15-5:30: Check RSS feeds.  Start with fun stuff, and work my way to business related feeds.  Update personal blog and then start on business related blogs, which I’m now regularly using to organize my information.  Update my del.icio.us tags.

    While reading the RSS feed from one of my regional newspapers I notice that they’ve posted some audio from a contentious town council meeting last night.  Not sure if local news had it last night at 11:00, but don’t care.  Then I notice that the newspaper is starting to outfit its reporters with digital video cameras and they are teaching themselves how to integrate audio and video into their stories.  Hmmm.

    Make a resolution with myself to figure out the whole Podcasting thing, and find something I like so I can add it to my menu.

    Check my RSS feeds throughout the day. Also visit my "regular" websites CNN (old habits die hard), MyYahoo (check fantasy league stats), Fark (need a good laugh).

  • 5:30 p.m. – 6:15 p.m.: See what I would have done for morning drive time.
  • 7:00 p.m. – 9:00 p.m.: Give my eyes a rest, go to kids’ practices or games.
  • 9:00 p.m. – 11:00 p.m.: Watch whatever I’ve Tivo’d.  No news since I can’t imagine much has changed in the last two hours.

Okay, I’ll admit some of the changes in my media consumption habits were due to my lifestyle changes.  But the big picture I’m trying to illustrate is that while we’ve beaten the "newspapers are dying" horse until it’s died twice, we’ve tended to ignore what’s also happening to broadcasters.

First, I’m tickled pink that at least one newspaper is starting to invade the local broadcasters’ territory. (Poetic justice I think).  Because digital videography is becoming cheap and ubiquitous there’s not much of a barrier for someone to come along and take the broadcasters head-on.

Now the online food chain still hasn’t changed much.  Most bloggers do little original story creation or reporting.  They compile facts gleaned from secondary sources (i.e. mainstream media), add their own opinion/spin/analysis and then broadcast it to the online universe through RSS.  While there is plenty of good, original writing, there isn’t much original reporting.

The same is true with video.  Most news video feeds you find online were originated by a mainstream media outlet and then linked to or copied and re-posted by bloggers, independent websites, etc.

What’s happening now is that mainstream media companies have determined that they can’t continue with business as usual.  They’ve also recognized that their competitive advantage is no longer the printing press, or the hugely expensive video production facilities.  Their competitive advantage is their "talent": reporters, producers, editors, etc.

The reporters know how to find a good story, the editors know how to package it and the producers know how to pull it all together and sell it.  What they are trying to figure out how to do is protect their advertising revenue stream. 

Ironically, I think the largest immediate threat for news broadcasters are newspapers.  Newspapers have the reporters and the editors, they just need to add some audio-video production staff and some decent video editing software and they’re good to go.

Just about anyone can set up a digital video production facility these days.  Much more daunting is the task of setting up a viable news gathering and reporting operation.  The newspapers already have the hard part taken care of, now they just need to do the easier part.

I’ll address what I think is going to evolve over the years in my next post.